10 Reasons You Should Activate SMART Plan Now

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SMART Plan as the latest product from Syailendra, is a programme that provides you with life insurance benefits at no additional premium for customers with investments above ten million Rupiah. Here are 10 reasons you should activate SMART Plan now!


1. Hospitalisation benefits up to one and a half million Rupiah per day


With SMART Plan, you can receive hospitalisation benefits ranging from two hundred thousand Rupiah up to Rp1,500,000,- / day that apply to standard ward and ICU stays.


2. Life insurance in the form of death benefits equivalent to your investment amount


Beneficiaries are entitled to receive death benefits equal to the latest investment amount of the insured, which can be claimed without reducing the investment value. The investment value can continue to grow even after beneficiaries have claimed the death benefit.

3. Does not reduce your investment value

Claimed benefits will not reduce your investment value. Your investment value will continue to grow without any deductions even when you file a claim.

4. No additional charges


SMART Plan does not charge insurance premiums, administration fees or any other fees to customers.


5. No minimum holding period for investment withdrawal

Customers are free to claim this benefit immediately after the insurance is activated.

6. No minimum monthly contribution requirement

Customers can invest using the lump sum method (one-time deposit) or cost averaging (regular deposits). There is no requirement for minimum monthly contributions as long as the total minimum investment amount of ten million Rupiah is reached.

7. Monthly reports with transparent investment values

You do not need to worry about your investment amount as all information regarding your investment is displayed transparently with a complete report every month. What you see is what you get.

8. No monthly premiums

This benefit comes with no additional premiums charged to customers and does not reduce your investment value.

9. No medical examination required

The insured does not need to undergo a medical examination, making the registration process shorter.

10. Protects your cash flow during emergencies

SMART Plan anticipates increased expenses during illness and in the event of death. Benefits in the form of allowances not only benefit you personally, but also ease the burden on your loved ones during difficult times.