• News & Article
• Time for Your Money to Generate More!

Time for Your Money to Generate More!

Many people choose to keep their funds in savings accounts for a simple reason: they are easy to access and feel safe. However, there is something that is often overlooked: safety without growth means losing potential. Over the long term, savings account returns often fail to keep pace with inflation.

This is where the Money Market Fund emerges as a wiser solution. This instrument offers low risk like savings, but with historically higher return potential. Low risk, yet rewarding, suitable for all types of investors.

Stable in All Conditions
Money Market Funds are known for having relatively stable performance even amid market volatility. Because the majority of its assets consist of deposits and short-term securities, its value is not significantly affected by fluctuations in the stock market or long-term bond market.

Flexible & Easy to Withdraw
One of the main advantages of Money Market Funds is their flexibility. This product can be redeemed at any time.

Perfect for keeping emergency funds, business operating funds, or preparing for other short-term needs.

More Attractive Net Returns
Unlike bank savings accounts that are subject to administrative fees and interest tax, investments in Money Market Funds are tax-free.

This means the returns received by investors are net returns, so the growth potential of your funds becomes more optimal.

Simulation: Money Market vs Bank Savings
Imagine if you regularly invested Rp5 million per month for 20 years.

With historical Money Market Fund returns assumed at 5.9% per year, compared to 1% per year in savings interest, the results would be very different:

 

The difference is significant, 68% higher compared to simply keeping it in a bank savings account.

Safe and Still Growing
If your goal is to maintain liquidity without sacrificing growth, a Money Market Fund could be the ideal answer.
This instrument helps your funds remain productive, safe like savings, but with better return potential.

Start now, and let your money work more intelligently with the Syailendra Money Market Fund.

Safe and Still Growing
For those who want to enjoy the advantages of the money market while investing according to Islamic principles, Syailendra Sharia Money Market Fund (SSMMF) could be your top choice.
- AUM has surpassed Rp 1 trillion, indicating high investor confidence.
- Its portfolio consists of 49.9% corporate sukuk (average coupon 7.13%), 49.7% Islamic deposits (average coupon 6.84%), and 2.6% government sukuk (average coupon 6.13%).
- 1-year return (as of September 2025) of +5.5%, with very low volatility.

The combination of short-term assets and Islamic principles makes SSMMF an ideal safe, stable, and flexible instrument for emergency funds or short-term placements.

Start investing in SSMMF now through YO! Inves, and let your funds grow peacefully with Syailendra Capital.